5% CashBack on every dollar you spend thereafter. $99 per year 1 point per $1 : 1. means the full cost of an item (including taxes) evidenced by a receipt and charged to the Mastercard Account. In the fine print, it shows that the maximum payout is $260. Get up to 10% cash back in your first 3 months. World Debit Mastercard®. Annual Fee: $150 ($50/Additional Card) Interest Rate: 20. BMO ® CashBack ® World Elite ® * Mastercard ® *. Scotiabank Momentum Mastercard X . It also applies to any renewal or replacement of your card. Annual Fee: $120 (waived in the first year) Other Benefits and Drawbacks: The BMO CashBack World Elite Mastercard comes with a few frills, namely $2 million worth of emergency medical coverage for. Its strengths include category bonuses with grocery, transit, gas, and recurring payments, as well as a complimentary roadside assistance program and strong insurance benefits with purchase protection and extended warranty. Plus earn 1% cash back on everything else for the first 6 months and 0. An Air Miles credit card will help you earn more reward miles so you can plan your next trip sooner! See how you can earn bonus miles with our exclusive offers. It has a monthly fee of $16. 3. The rides must be paid for with an eligible World. The BMO Air Miles Mastercard still earns $149 worth of annual rewards, only slightly less than the World Elite. The BMO CashBack® World Elite®* Mastercard®* consistently has a welcome bonus of 10% cash back for the first three months, but it’s a bit complicated. Enhanced program offerings and new ways for collectors to earn are on the horizon for Canada's longest-standing loyalty program. 5% cash back at Costco; $0: Tangerine Money-Back Credit Card: 2% cash back in 2 spending categories; 0. In both. But why pay for Roadside Assistance when you can have it free? Today, I will provide you with a few credit cards which proThe BMO CashBack Mastercard also offers 1% cash back on recurring bill payments like phone bills and streaming services and 0. 50% on all other purchases. The Student BMO AIR MILES Mastercard offers an easy way to build a credit history while earning travel rewards. Tangerine Money-Back Card vs. We are currently updating the content of this site to reflect that change. 5,000 Bonus Miles when you spend. Tangerine Money-Back Credit Card 10% cash back** + 1. The BMO World Elite MasterCard is one of the best Canadian travel credit cards on the market. National Bank Syncro Mastercard Get low interest rates of 11. See full card details here. Moreover, you earn 1% cashback on your purchases for the first six months. Interest rates: 19. Up to 70,000 Points Ends May 31, 2024. 2. Or call the number on the back of your card to reach Cardmember Service. 1% cash back on recurring bill payments. With the Shell Employee CashBack World Mastercard (1. 24 per year in cash back, which exceeds the Scotiabank Momentum’s $205. 5% cash back per dollar spent at Shell. The average American that spends $1000 per month will earn $201. Then earn 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0. Shell/Petro Canada/etc sell other gift cards too. 5% cashback but only 1% for a 2 BMO Points per $1 credit card category. 4. Mortgages. The Bonus reward miles will be applied to your Collector account. 5. the BMO World Mastercard Travel Protection features and benefits included with Your BMO World Mastercard. com ForumsThe BMO Performance Chequing Account is one of the bank’s most popular chequing accounts. Find out more about valuable features. Everywhere else, you’ll earn 1 Mile for every $12. Desjardins is much closer to BMO’s earn rates, offering: 4% cashback on groceries. · 20. No annual fee 6. Upgrade to Neo Premium. Assistance Clientèle Française : 1-888-729-4577. Tangerine Money -Back Mastercard X Tangerine World Mastercard X . 5% on gas, office supplies, and internet and cellphone bill payments. BMO Ascend World Elite®* Mastercard · $150 annual fee The annual fee is waived in the first year – a savings of $150. . 5% cash back on gas, office supplies, cell phone bills, and internet bills, plus 0. Of that amount, grocery purchases add up to $7,536 annually, earning $187. With a focus on bigger earn at their partners you can see cash back returns as high as 15%. 99%, Quebec Residents 21. 00 for each $100 of Insurance. 5. BMO CashBack Mastercard ®* for Students. The BMO CashBack Business Mastercard earns cash back at the following rates: 1. Avec la carte Mastercard World Shell Remises de BMO, vous obtenez un taux de remise de 3 pour cent sur chaque dollar des achats réglés dans les établissements Shell participants au Canada, jusqu'à un maximum de 2 500 $ d'achats au cours de n'importe quelle période de facturation mensuelle, et un taux de remise de 1,25 pour cent sur. To be worth it, a mile redeemed must equal 10. Select View Statements. BMO CashBack World Elite MasterCard, BMO CashBack World MasterCard, or the BMO CashBack MasterCard Account. The card brings you certain cashback rewards. 75% cashback. Insurance. S. 5% cash back per dollar spent at Shell. 0% cash back on all your card purchases in your first 3 months. 99% interest on purchases and 15. The BMO CashBack Business Mastercard is a business card, with no annual fee, that allows you to earn: 1. Shell Petrol Stations List in Malaysia All Cities. Free Roadside Assistance If you purchase roadside assistance from providers such as CAA, Canadian Tire, etc. BMO CashBack World Elite Mastercard Review 2023 Mark. 5. Loans. Apply now! 3% CashBack on every dollar you spend at Shell locations in Canada*. 75% CashBack rewards for purchases made at Shell locations in Canada, which includes the base earn rate of 0. "20. Offers & Programs. That means I would earn $91. Investing. Definitions In this Certificate of Insurance, certain terms have defined. Offers & Programs. 3¢ CashBack for every dollar. BMO Roadside Assistance Features. 20. 5% CashBack at Shell locations in Canada (including Beaver, Turbo and. Cardholders can also collect 4% on transit, 3% on gas, 2% on recurring bills and 1% on everything else. The BMO Air Miles World Elite Mastercard will give you 3,000 Air Miles after you spend $3,000 in the first 3 months. The BMO CashBack® Business Mastercard®* is one of Canada’s best business cash-back Mastercard credit cards. spend of $2,500). For either the CashBack or Air Miles Mastercard, you’ll need to be between 18 and 24 and studying at a post-secondary school that BMO recognizes. The BMO eclipse Visa Infinite credit card - 5x the points on takeout, groceries and more*! $120 annual fee waived for first year. While not as good as the Current World Elite Travel Card with $300 Travel Voucher, this card still has a very high non-tiered Cashback rate of 1. BMO Rewards points can pay for eligible purchases made in the last 30 days. With a low $20 annual fee (which is refunded in the first year), an interest rate of 12. Save 3¢ per litre* every time you swipe both your BMO AIR MILES Credit Card and Air Miles Card! Our name changed from Royal Dutch Shell plc to Shell plc in January 2022. 1. 2. Combining high cashback rates with all the valuable benefits of the World Elite label, the BMO CashBack ® World Elite ® * Mastercard®* is one of the bank’s. Shell Employee AIR MILES®† World Mastercard®* card from BMO® Minimum $60,000 (individual) or $100,000 (household) income required. 75%. $125 GC Boost + 30,000 bonus points ( terms) Best cash back credit card for groceries in Canada. The BMO CashBack ® World Elite ®* MasterCard ®* is losing its current very simple 1. Moreover, you earn 1% cashback on your purchases for the first six months. Earn 1. Scotia Momentum® Mastercard®* Credit Card. 5% discount on Shell purchases (credited monthly, two statement delay) Earn 5% cash back on every dollar spent at Shell 2. 5%-cashback. In terms of fees, the two cards may have different annual fees and interest rates, so it's important to consider your spending habits and financial preferences. BMO CashBack ® MasterCard ® *. Finder CA. 0. Get money back on all your business expenses. Rewards: Earn 1% cash back on every $1 you spend in everyday. For a World Elite Mastercard, you need a personal income of $80,000 or a. 2. Award of CashBack rewards are made for purchases charged to your account and is subject to the Terms and Conditions of your BMO MasterCard Cardholder Agreement. For mc or visa, BMO Cashback Word Elite and RBC avion visa infinite are extremely solid choices as well. Shell. Learn More. 1. A rebate of $150 (the “Rebate”) will apply to the BMO Ascend World Elite Mastercard and a $120 rebate (the “Rebate”) will apply to the BMO AIR MILES World Elite Mastercard, BMO CashBack World Elite Mastercard or BMO eclipse Visa Infinite Card (each a “BMO Credit Card”). No Fee1 BMO University of CashBack® Mastercard. . CIBC Dividend Platinum Visa Card. The “3x the Miles“ benefit is applicable to the following BMO Credit Card products with no annual fee: BMO AIR MILES Mastercard, BMO IGA AIR“MILES Mastercard, BMO Sobeys AIR“MILES Mastercard, BMO Shell AIR MILES Mastercard, and BMO Affinity AIR MILES Mastercard cards. Earn up to 5% cash back in the. 4%), which is a great rate. Offers & Programs. This article will highlight the best BMO CashBack Credit Cards for 2022, their pros, cons, fees, and various alternatives. Tirez parti des avantages de la carte Mastercard BMO Remises. If you’re looking for a cash back card, then the BMO CashBack® World Elite®* Mastercard®* is your best bet. ca Join Our Free Canadian Personal Finance Newsletter | Subscribe Now!The annual fee is less than the world elite ($120 vs $150) and every year you get $50 statement credit back with the eclipse visa. Minimum $60,000 (individual) or $100,000 (household) income required. 5% cash back on all purchases. Offer is limited to new accounts. Earn 4% cash back on transit, up to $300 spent per month. Rewards: Get 2% back in WestJet Dollars on WestJet flights. Shell CashBack World Mastercard ; Shell AIR MILES Mastercard; Shell AIR MILES World. It also applies to any renewal or replacement of your card. 00 $50. Plus, get a. BMO CashBack® World Elite®* Mastercard®* Cashback. With this exclusive offer for the BMO® AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in card purchases, a $315 cash value. Limit one Bonus offer per Account. From the Account summary screen, select your credit card, click on “Manage card” and “Activate your card”. C'est ce que l'on appelle faire un « coup double »! Revenu annuel minimal de. Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0. 3. 25% CashBack on every dollar you spend on purchases everywhere else. For a welcome bonus, earn up to 10% cash back on all purchases, 115,000 bonus points, or get 0% on balance transfers for 12 months. Bank Accounts. Card Network: Mastercard Financial Institution: BMO Bank of Montreal Card Type: Rewards Annual Fee: $79 Purchase Interest Rate: 19. Protection voyage MasterCard BMO World GRATUITE 4; Double des milles de récompense : En utilisant votre carte de crédit et votre carte d'adhérent AIR MILES chez un commanditaire AIR MILES, vous recevrez des milles de récompense pour les deux cartes. Get over $1,800 in value with the BMO AIR MILES World Elite Business Mastercard:* 5,000 Bonus Miles when you spend $5,000 in first 3 months. The BMO® CashBack® Mastercard®* is a cash-back credit card with no annual fee. Annual fee: $120. Besides, the annual fee is waived in the first year! With the BMO® CashBack® World Elite®* Mastercard®*, you earn between 2% and 5% cash back on many spending categories: 5% on grocery purchases (on the first. You will receive this rebate each year with a Performance Plan provided you continue to meet the Terms and Conditions. 75% cash back at Shell. BMO Visa Credit Cards and BMO World and World Elite ®* Mastercard Cards (including non-union Affinity World Cards): Purchases, fees and other charges 20. Log into BMO Online Banking Skip to Main Content Skip to FooterWorld Elite Mastercard benefits. BMO student cards eligibility. 75% Cashback World Elite Mastercard FYF $120 - RedFlagDeals. Receivables BMO had C$7. It simply means that the 10% bonus offer no. Apply now!BMO AIR MILES World Elite Mastercard applications must be received between June 1, 2023 - May 31, 2024 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles. $122: Show Offer Details : Offer Summary. Up to 15,000 Miles. Winner of best cash back card in 2022 by milesopedia. includes, what it excludes, and what is limited (payable but with limits). Shell ®‡‡ rewards 1. *. Furthermore, the redemption. Register NowBMO CashBack World Elite Mastercard: Best BMO credit card for cash back BMO Ascend World Elite Mastercard: Best BMO credit card for travel BMO AIR. 5% unlimited cash back on all other purchases!*. 1. Earn 0. None. 1. Shell AIR MILES World MasterCard from BMO $99. Please take time to. Your BMO Mastercard cardholder agreement We appreciate you choosing a BMO credit card. 1. Rewards: Every $25 in card charges will earn 3 Miles at Air Miles partners, 2 Miles. 5% cash back on gas, office supplies, and cellphone/internet bills. 2%. BMO Ascend World Elite Mastercard applications must be received between January 6, 2022 and May 31, 2024 (the “Offer Period”) to be eligible for this offer. Definitely a positive upgrade, but the limits put a bit of a damper on what seems great at first glance. Additionally, if you’re a member of the Shell Go+ loyalty program and have linked your Air Miles collector number, you can opt in and pay using your BMO Air Miles Mastercard at participating Shell locations. Skip the registration process and log into your account through BMO Online Banking by using the link found in your credit card account. Staples, Shell, and the LCBO is a serious boost. Best Cash Back Credit Cards. Welcome Offer: Get 10% cash back in your first 3 months and the $120 annual fee waived in the first year; Then earn 1. The number of CashBack rewards will be rounded down to the nearest cent. Get $50 CashBack Rewards. Cash Advances, interest charges, fees, payments, credit or debit . Don't have an account yet? Sign up now. Up to 25% discount on car rentals at National and Alamo. The BMO Ascend World Elite Mastercard is one of a few premium credit cards available on the list of BMO credit cards. The BMO CashBack World Elite Mastercard is one of the best cash back credit cards in Canada. Here are the perks you may receive: Fandango. The acquisition is a made-in. 5% cash back on all purchases (including at Costco). Applications must be received by August 31, 2012. Cash back bonus: Earn up to 5% cash back on every purchase for the first three months. The BMO Air Miles Mastercard still earns $149 worth of annual rewards, only slightly less than the World Elite. Sign in to BMO Online Banking using your BMO debit or credit card number to access your account whenever you need to. Another card you can consider is the Brim World Elite MasterCard, pays up to 2x points (up to $25k annual spend), is a no FX fee card, and with select merchants, you can get even more rewards. 3% CashBack on every dollar you spend at Shell locations in Canada*. 99% interest on purchases 3. 4 Add this option to your card by visiting bmoprotection. GC: $80. BMO offers a wide variety of credit. Insurance. It is often considered one of the best travel credit cards in Canada. The BMO Air Miles Mastercard offers you a unique opportunity to earn rewards through one of Canada’s most popular loyalty programs. Shell® CashBack World Mastercard®* from BMO. Mortgages. Get the affinity credit card that supports your cause! BMO’s personal Mastercards offer valuable rewards on all credit card purchases while supporting an organization. Loans. Merchant Support : 1-888-598-9550. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. 99% interest rate on balance transfers for 9 months (2% fee applies) The BMO CashBack® Mastercard®* is BMO’s no fee cash back credit card. The BMO AIR MILES World Mastercard is designed for AIR MILES collectors who want to earn more miles on everyday purchases. 3% CashBack on all your purchases at Shell locations in Canada 2. 3% CashBack on every dollar you spend at Shell locations in Canada; 1. 20. Investing. With the BMO Support Our Troops Premium CashBack MasterCard, you’ll get: 1% CashBack on every purchase 1 – that’s $1 back for every $100 you spend every year. Redemption starts at 2,500 points for $25 cash back. 99% interest on advances 3. TD Bank MILES. 8 (12) User reviews. The BMO CashBack World Elite Mastercard earns bonus cash back across grocery, transit, gas, and recurring bill payments with each category having it's own bonus spend. Other no-annual-fee Air Miles credit cards offer 1 Mile for every $15 or $20 spent. LyftTake 3, Get $5: Beginning 4/1/21 and running through 3/31/24, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). Then you get: 3% cash back on grocery purchases, including at Walmart Supercenters. 25% back on all other eligible purchases. Bank Accounts. Mortgage pre-qualification Estimate how much you can afford; Renew your mortgage Explore your renewal options; Mortgage pre-approval Learn more about pre-approvals; Refinance your mortgage Fund your goals and big plans; Homeowner ReadiLine® Combine a mortgage with a line. *. 91 in annual cash-back earnings per year. While there is an annual fee of $79, clients. 2 When CashBack Rewards Are Not Issued Cash Advances, interest charges, fees, payments, credit or debit adjustments and any amount other than purchases that may be charged to your Account with your card or cheques, do. your no-fee BMO SPC CashBack MasterCard or BMO SPC AIR MILES MasterCard card, you can also get FREE banking. If you already have a BMO CashBack Mastercard but haven't yet registered. a) Subject to these Terms and Conditions, each balance transfer amount is eligible for a promotional interest rate of 0. As a cardholder, you recieve a welcome cashback reward of $50. request to obtain a BMO CashBack World Elite Mastercard, BMO CashBack World Mastercard, or the BMO CashBack Mastercard account. $0. 5. A strong no fee cash back rewards card that is targeted, but not limited to Rogers customers. Earn 3% CashBack for card purchases made at participating National Car Rental & Alamo Rent A Car locations worldwide, on a per-transaction basis. In the fine print, it shows that the maximum payout is $260. Apply now. Upon receipt and activation of the offer, save $0. Then earn 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0. Your BMO Mastercard cardholder agreement We appreciate you choosing a BMO credit card. In both cases, 95 Air Miles Cash Miles will give you $10 off your bill. The card waives the $150 annual fee in the first year and has a. 5% cash back on eligible gas, office supplies, and recurring cell phone and internet bills 3. Get raise to $260 Cash Back!There are two personal credit cards within the BMO Air Miles MasterCard lineup: BMO Air Miles World Elite Mastercard: 3000 Air Miles upon $3000 spend in the first 3 months; first year annual fee free; $80k personal or $150k household minimum income. With the Rogers World Elite® Mastercard®, you earn 1. Servus . The BMO CashBack® Mastercard®* offers attractive earn rates on everyday purchases like groceries and utility bills, making it easy to quickly rack up rewards that you can turn into cold hard. Bonus Offers are limited to new accounts. With the BMO CashBack World Mastercard, you will only earn CashBack rewards on your account up to a maximum monthly spend of $7,000. It's biggest issue is that it's not accepted everywhere. 5% on everything else. If the Lead. Neo Credit. $0. Details are found in the certificate of insurance. If you accept credit cards in your store, you’re doing a lot more than simply offering your customers a convenient way to pay for their purchases. CashBack World Elite MasterCard, BMO CashBack World MasterCard, or the BMO CashBack MasterCard account. Loans. You'll earn up to 3% cash back on purchases and get 5% in the first 3. Then the card yields 1. 5% discount on Shell purchases (credited monthly, two statement delay) Earn 2. Which is better for interest rates, fees, sign up. Welcome bonus. For a limited time, you will earn up to 10% cash back on select purchases for the first 3 months (that’s up to $260 cash back). The following are the various best BMO CashBack Credit Cards in Canada 2022; BMO CashBack MasterCard. Get aBMO University of Waterloo Mastercard today!We partnered in 2008 to offer the BMO University of Waterloo Mastercard. The BMO® CashBack® Mastercard®* is a cash-back credit card with no annual fee. These are cards that you load with funds and use until the loaded money runs out. 00 per card Shell CashBack World MasterCard from BMO $15. 5 CashBack on every dollar you spend at Shell locations in Canada. And 3% cash back on all purchases in U. Starting with 800 bonus Air Miles and an earn rate of 1-3 miles for every $25 spent, this no-fee card is great for earning Air. 99% for balance transfers and cash advances. 19. 1. • No annual fee. Online: Visit Mastercard’s online concierge page and enter your name, your email address, and the first 6 digits of your card number. Loans. Security. Tangerine Money-Back Card vs. Earning cash back has never been more rewarding! Get 5% cash back on eligible streaming, cable TV and satellite services1. Cashback credit cards can be useful as well,. Get up to 800 bonus Air Miles as a welcome bonus, and earn 1 mile per $25 spent, which is tripled when shopping at participating Air Miles partners, and doubled at grocery stores. In this case, the Tangerine Money-Back card wins out. 1. This was down from C$7. Offer expires 09/30/2024. Interest rates: 19. 2. Student BMO CashBack Mastercard. 5% cash back per dollar spent at Shell locations. * Business Mastercard *. Login Keep me logged in Forgot password?. Get 4x the Miles at participating AIR MILES partners 1. 5% cash back on all purchases (including at Costco). The Neo Mastercard is a cash back rewards card is a relative newcomer to our market having only been launched in 2020. Credit Cards. Offers & Programs. 0 Genius Rating. BMO Rewards Mastercard ®* Flexible BMO Rewards points that can be spent on travel or statement credits (cash back) $0: $241. Cashback. 75% at Shell. Offers & Programs. 0. 95, but that’s waived if you keep a minimum balance of $4,000 in the. The Shell CashBack World MasterCard® from BMO CAD currency credit card is issued by Bank of Montreal and runs on the MasterCard Network. Protect the balance on your BMO Mastercard from life events such as death, total disability, and job loss. The number of CashBack rewards will be rounded down to the nearest. Value Visa Card Review BMO CashBack World Elite Mastercard. RBC Cash Back Preferred World Elite Mastercard Earn 1. that come with your BMO CashBack World Elite Mastercard and the coverage limits. 62662_DATBUS_15-1537-Certificate_Eng_R5. recommended credit score: 650. ago. The MasterCard Network is one of the largest proprietary global electronic payment network similar in size to Visa. Plus, there is no annual fee for the first year!When it comes to grocery shopping, the BMO CashBack World Elite Mastercard offers an impressive 5% cash back on these purchases. You’re. Brim World Elite Mastercard. You can get 10% cash back for three months on: gas purchases. The BMO CashBack® Business Mastercard®* is one of Canada’s best business cash-back Mastercard credit cards. With the BMO® CashBack® Mastercard®*, you can earn 5% cash back for the first 3. Credit Cards. BMO PowerSwitch Transfer your pre-authorized payments; Google Pay Pay securely using Google Pay; BMO PaySmart Pay your credit card off in interest-free instalments; Click to Pay Safely check out with BMO; Apple Pay Pay securely using. 10% cash back for the first 3 months + Roadside Assistance + $100 GeniusCash. Mortgages Overview; Mortgage Rates; Special Offers; Mortgage Options. Personal Credit Card 1 OF 2 Your World Elite card gives you: • Earn more cash back in the categories that mean the most: - 5% on groceries4 - 4% on transit including ride sharing, taxis and public transportation5 - 3% on gas and electric vehicle charging6 - 2% on recurring bill payments like your monthly phone bill or favourite streaming service7 - 81% unlimited. 99% Cash Advances 22. Plus additional World Elite Mastercard® benefits. Shell. All you have to do is open a Chequing Account or a. The BMO CashBack World Elite Mastercard is the only card that offers 5% cash back on groceries. Skip to content. 00This offer sees holders of BMO AIR MILES or Shell co-brand credit cards receive a 3 cents per litre discount at Shell stations across Canada when they use their card and AIR MILES card when fueling up. Offer is cumulative over the statement period. Don't have an account? Sign up now. BMO CashBack Mastercard – Best Cash Back Credit Card in Canada. 2. Best Credit Cards Best Travel Credit Cards Best Cash Back Credit Cards Best Aeroplan Credit Cards. $0. This is the highest cash back earn rate for groceries in Canada, making it an exceptional choice for those who spend a significant portion of their budget on groceries. Most cash back cards offer little in the way of extras, making BMO’s Cash Back World Elite Mastercard a stand-out product. 75% cash back on all other purchases. includes, what it excludes, and what is limited (payable but with limits). Insurance. " The new BMO CashBack World Elite MasterCard offers a 1. Welcome Offer: Up to 10% cash back in your first 3 months on $2,600 in purchases, a $260 value (before Dec 6, 2022). Insurance. 00 per card Shell Employee AIR MILES®† World Mastercard®* card from BMO®. Limited Time Offer: $1,800 in value with the BMO AIR MILES World Elite Business Mastercard. You get 5x reward points for every $1 for dining in and out, travel and transit including rideshare, groceries, and. I. with the BMO AIR MILES®† World Elite®* MasterCard®*. With the Shell CashBack World MasterCard you will earn 1. ). We've streamlined things so you will soon have the same experience across all your devices. Type of coverage Limits (in CAD$) Flight Delay Insurance • Up to $500 per account per trip when your scheduled flight is delayed by more than 4 hours 3Cash back savings and AIR MILES reward miles are being offered as reward options by BMO Mosaik MasterCard and Shell Canada Products as part of a new credit card program. Get over $1,800 in value with the BMO AIR MILES World Elite Business Mastercard:* 5,000 Bonus Miles when you spend $5,000 in first 3 months. We factored in the $500. The BMO CashBack Mastercard offers one of the best cash-back rates for a no-fee credit card in Canada. With this card, you earn 3 miles for every $12 spent at participating AIR MILES. Our Online Support Tool is the easiest way to get answers quickly.